And that somewhere else is looking for a job, any job.
Yes, this is a rant, one that could be conceived as political but really isn’t to me. To me, it’s about a generation that wants everything handed to them on a silver platter. They would rather sit on Wall Street or in financial districts of their city and protest, rather than getting off their butts and looking for a job.
I don’t believe Wall Street Banks are the dictators of our country. I agree they caused a lot of the financial issues people are now facing, but so did a lot of the people who are facing these hardships.
I had a full-time, minimum wage job while I was still in high school. I was saving money for college. I kept that job while I went to a community college part-time. The work experience and 6 or so classes allowed me to get a little better full-time job. I took on a part-time job also because I wanted to buy a house. I worked full-time on weekdays during the day and three nights a week. I also went to school 3 nights a week.
By the time I finished community college, I had found an even better job, with better pay, at a company that was willing to pay for my college classes. I quit my one part-time job, but kept working at my old company part-time. While at my new job, I continued to save money and was able to get a low-interest, first time home buyers loan. I bought a house, while single, in my mid-twenties, working full-time, and going to school.
I took out one loan for school. One. It paid for about 6 classes with books. I paid it off within 3 years after my last class. After that, I had no other loans except for the mortgage.
I busted my butt to get through school without having to borrow a lot of money. I busted my butt to save money to buy a house. I worked two jobs for several years, while going to school. I lived in cheap efficiency apartments or rented a room from friends. I didn’t borrow money from my parents or even expect them to pay for my education.
I never borrowed more money for school than I knew I couldn’t pay back within a few years. I didn’t buy a house that I knew deep down that I could not afford. I bought much less of a house than I could afford so I could build up an emergency fund. I didn’t expect anyone to hand me anything, especially banks.
I NEVER HAD TIME TO SIT ON MY BUTT AND PROTEST!
Do I think college tuition is outrageous? Yes I do, but I thought that when I was in college also. Do I think housing prices had gotten out of control? Yes I do, but those prices have plummeted.
Work hard, very hard. Be frugal and save. Go to school part-time so you don’t accumulate hundreds of thousands of dollars in debt. Get a degree in a field where there are actually jobs. Don’t expect to be approved for a mortgage if you have a lot of other bills, no down payment, and want to buy a home that you know you can’t afford if you are out of work for a few months.
Depend on yourself, not mommy and daddy, not the wall street banks. Don’t expect your education to be free or to be able to afford a house just because you want one.
That’s just my opinion. I could be wrong.
~ There is no substitute for hard work. ~ Thomas Alva Edison